October 2020 MNRAAA news is Available

MNRAAA news  Volume XI – Issue III

Read the MNRAAA news in it’s entirety…(Read the PDF)

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Scammers Excelling During COVID-19 Pandemic

The pandemic has forced everyone into a new normal. It has changed the way we do things and has negatively impacted numerous businesses and organizations. However, one business that seems to be thriving, sadly, is scammers.

As we began to shift to a working from home model, sending the kids home to complete distant learning, and older adults began to shelter in place; some people ramped up their efforts to cash in by completing more unsolicited phone calls. According to a recent AARP and US Consumer Financial Protection Bureau study, the average financial loss to a victim of a scam was approximately $34,200. In 2017 alone there were more than 63,500 cases of scams reported! The fear is that many victims do not report when they have been scammed.

To avoid being a victim of a scam, the Minnesota Attorney General’s office has some good information (www.ag.state.mn.us), which includes:

  • Don’t be afraid to say no;
  • Ask a friend, family member or neighbor (trusted) for their opinion;
  • Don’t be rushed;
  • When in doubt, don’t give it out; and
  • Research the offer

A couple of other reminders out there, government entities do not cold call you. They will contact you via letter or return a call to you. If you receive a letter from a government entity, you can call them to validate or talk with a trusted individual.

Finally, if you receive a letter in the mail that is a scam, please report it. You can report this to your local Adult Protection Services or the Office of Minnesota Attorney General Keith Ellison at 800-657-3787. The Senior LinkAge Line is also available to assist if you have questions at 800-333-2433. Stay safe.

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Senior LinkAge Line Online Presentations

Do you have questions about Medicare or other issues that would help you live your best life? The Senior LinkAge Line® has answers and they want to help. During the COVID-19 pandemic, MNRAAA is partnering with the Metropolitan Area Agency on Aging to offer these presentations on using the Zoom video platform.

  • Medicare 101: Selecting the Right Plan for You
  • Medicare Updates for 2021
  • How the Senior LinkAge Line Can Help You
  • Health Care Fraud: Preventing Medicare Fraud and Avoiding Scams

To learn more and to register for a free presentation, go to metroaging.org/presentations.

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Stop – Look – Review During Medicare Open Enrollment

Even a pandemic can’t stop the annual Medicare Open Enrollment Period. Open enrollment runs October 15 through December 7 and is the time you can make changes to your Medicare health or prescription drug plan for the coming year.

According to Robin Thompson, Information and Assistance Director with the Senior LinkAge Line, “Too many people on Medicare ignore this time-limited opportunity to review Medicare plan options that could save them money and improve their benefits. People shop around for gas, food and household goods, but don’t consider the fact that health insurance is one of their most costly expenses.”

People have lots of different excuses for not paying attention — it’s so confusing, or I like my current plan, or I don’t want to have to mess with changing plans. Let the Senior LinkAge Line do the heavy lifting by helping you explore your options so you can find a plan that best meets your needs.

The Senior LinkAge Line is Minnesota’s federally designated State Health Insurance Assistance Program (SHIP). They provide free non-biased help with all issues related to Medicare. Specialists are available Monday – Friday from 8:00 a.m. to 4:30 p.m. Don’t wait until it’s too late, call the Senior LinkAge Line at 800-333-2433 to make sure you have the plan that is best for you.

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